Active ETF  

Shariah Global Equity ETF | AMAL

Saturna Al-Kawthar Global Focused Equity UCITS ETF – Acc

The Shariah Global Equity ETF is an actively managed, global equity fund focusing on shariah-compliant stocks with positive ESG characteristics.

Case for our Shariah Global Equity ETF

Certified icon

A tested ESG investment philosophy

The Shariah Global Equity ETF aims to generate consistent and sustainable market beating returns by seeking investments that demonstrate Shariah Islamic compliance. Saturna have proprietary in-house models which positively screen for Islamic and ESG factors.

eco world icon

Expert ESG and Islamic finance fund managers

Saturna Capital is one of North America’s leading Shariah investing experts, with 35 years of experience managing Islamic and socially responsible investment strategies, including the US-based Shariah-compliant Amana Funds: the Amana Income Fund, the Amana Growth Fund, and the Amana Developing World Fund. Saturna has approximately $9 billion in Assets Under Management.

moon and star icon

Shariah compliant

Screening overseen by a panel of Shariah scholars with expertise in Islamic investments, reviewing proposed equity securities to ascertain the on-going compliance of the Shariah Global Equity ETF’s operations with Shariah investing principles.

Case for Active Shariah Global Equity

Certified icon

Versatile

Skilled fund managers, supported by in-depth research and analysis, can seek to identify opportunities and navigate market conditions.

eco world icon

Avoiding Risks

Active fund managers can adjust portfolios to respond to changes in macro or market conditions, which could reduce downside risk.

moon and star icon

Alpha Potential

Screening overseen by a panel of Shariah scholars with expertise in Islamic investments, reviewing proposed equity securities to ascertain the on-going compliance of the Active Shariah operations with Shariah investing principles.

Meet the Management Team

Scott Klimo, Chief Investment Officer

Scott Klimo joined Saturna Capital in May 2012. He received his BA in Asian Studies from Hamilton College in Clinton, NY and also attended the Chinese University of Hong Kong and the Mandarin Training Center in Taipei, Taiwan. Scott has over 30 years experience in the financial industry with the first several years of his career spent living and working in a variety of Asian countries and the past 20 years working as a senior analyst, research director and portfolio manager covering global equities. Mr. Klimo is a Chartered Financial Analyst (CFA) charterholder and an avid cyclist. He is a supporter of various environmental organizations and served for several years on the Board of Directors of the Marin County Bicycle Coalition.

Monem Salam, Director, Portfolio Manager

Monem Salam received his degrees from the University of Texas: BA (Austin) and MBA (Dallas). He worked as the Chief Investment Officer for ITG & Associates (Dallas) until 1999; then as a representative with Morgan Stanley (suburban Dallas) until joining Saturna Capital in June 2003.  He served as the Director of Islamic Investing and a Deputy Portfolio Manager to the Amana Mutual Funds Trust until moving to Kuala Lumpur in 2012 to oversee Saturna Sdn. Bhd. In 2018, he returned to the United States. He is Portfolio Manager of the Amana Income and Developing World Funds, as well as investment management accounts, and a Deputy Portfolio Manager of Amana Growth Fund.

Investment Strategy

Saturna positively screen for Islamic and ESG factors such as low debt, excellent corporate governance, supply chain integrity, and a commitment to reducing environmental risk in the areas of carbon emissions, water and waste. Negative screening excludes companies engaged in prohibited activities including no alcohol, pork, gambling, weapons, tobacco, as well as high-risk ESG activities such as fossil fuel extraction and refining. The Shariah Global Equity ETF aims to generate consistent and sustainable market-beating returns by:

  1. Investing in ~40 Islamic-compliant, high quality, attractively priced global companies that are best-in-class on a variety of ESG, financial and valuation metrics and have solid growth prospects.
  2. Remaining benchmark agnostic so that the manager may seek the best opportunities globally.
  3. Engaging in detailed fundamental analysis of financial and ESG characteristics to identify companies providing long-term investment opportunities.
  4. Not engaging tactical trading or succumbing to behavioural influences that only erode value.

This differentiated approach and commitment to long-term investing allows the manager to exploit inherent short-termism in markets when an asset’s value may be temporarily depressed.

As of 24.08.2026

Shariah Global Equity ETF Objective

Saturna Al-Kawthar Global Focused Equity UCITS ETF (AMAL) is an actively managed global equity ETF focusing on Shariah-compliant stocks with positive ESG characteristics. AMAL aims to achieve long-term capital appreciation and exhibits the primary features of Islamic financial products: it is asset backed, ethical, shares risks equitably, and is subject to good governance. The Shariah Global Equity ETF typically invests in 30-45 high quality, attractively priced global companies that are best-in-class on a variety of ESG, financial and valuation metrics and have solid growth prospects. The ETF invests globally and is benchmark agnostic in terms of geographic and industry allocations.

Key Information

Inception Date28/09/2020
Base CurrencyUSD
Net Assets of Fund$21,840,626
TER75 bps
Investment StyleActive
DomicileIreland
SFDR ClassificationArticle 8
ISINIE00BMYMHS24

Key Risks

The value of equities and equity-related securities can be affected by daily stock and currency market movements. Investors capital is fully at risk and investors may not get back the amount originally invested. Exchange rate fluctuations could have a negative or positive effect on returns. For a complete overview of all the risks, please refer to the “Risk Factors” in the Prospectus.

Fund Information

TickerAMAL
Asset ClassEquities
Income TreatmentAccumulating
Investment StyleActive

Net Asset Values

NAV$12.00
Net assets of Fund$21,840,626
Shares Outstanding1,820,000
Issuer AUM$5,905,569,603

Fund Structure

UCITS CompliantYes
UCITS EligibleYes
ISA EligibleYes
SIPP EligibleYes
UK Fund Reporting StatusYes
Shariah CompliantYes

Key Service Providers

CustodianJ.P. Morgan SE - Dublin Branch
Portfolio ManagerSaturna Capital Corporation
IssuerHANetf ICAV

Registrations

austria Flag Austria
denmark Flag Denmark
finland Flag Finland
france Flag France
germany Flag Germany
ireland Flag Ireland
luxembourg Flag Luxembourg
netherlands Flag Netherlands
norway Flag Norway
sweden Flag Sweden
switzerland Flag Switzerland
uk Flag United Kingdom

Listings & Codes

ExchangeTickerRICSEDOLCCYListing Date
SIXAMAL SEAMALCHF.SBMX8CZ32022-03-01
XetraASWE GYASWE.DEBMWTXV02020-10-12
LSEAMAL LNHAAMAL.LBMDNKB0$2020-09-30
LSEAMAP LNAMAP.LBMDNKC1£2020-09-30
Exchange SIX
Ticker AMAL SE
RIC AMALCHF.S
SEDOL BMX8CZ3
CCY
Listing Date 2022-03-01
Exchange Xetra
Ticker ASWE GY
RIC ASWE.DE
SEDOL BMWTXV0
CCY
Listing Date 2020-10-12
Exchange LSE
Ticker AMAL LN
RIC HAAMAL.L
SEDOL BMDNKB0
CCY $
Listing Date 2020-09-30
Exchange LSE
Ticker AMAP LN
RIC AMAP.L
SEDOL BMDNKC1
CCY £
Listing Date 2020-09-30

Performance

AMAL (Fund)
1M-4.88%
3M0.32%
6M5.53%
YTD8.31%
12M17.08%
3Y51.83%
Since Inception (28/09/2020)50.62%
NAV

Source: HANetf, data as of 31.07.2026. Performance of the fund is shown in USD. Past performance is not an indicator for future results and should not be the sole factor of consideration when selecting a product. Investors should read the prospectus of the Issuer (“Prospectus”) before investing and should refer to the section of the Prospectus entitled ‘Risk Factors’ for further details of risks associated with an investment in this product. When you invest in ETFs your capital is at risk.

Holdings As of 24.08.2026

No. of holdings: 37

NameWeight
TAIWAN SEMICONDUCTOR6.18%
ALPHABET INC-CL A -5.00%
PRYSMIAN SPA COMMON STOCK4.88%
CASH4.51%
ASML HOLDING NV COMMON4.21%
FUJIKURA LTD COMMON STOCK3.84%
SANDOZ GROUP AG COMMON3.55%
CISCO SYSTEMS INC COMMON3.53%
MICROSOFT CORP COMMON3.31%
ADVANCED MICRO DEVICES3.17%

SectorWeight
Technology41.24%
Industrials17.31%
Health Care13.64%
Materials8.15%
Consumer Staples6.85%
Communications5.00%
Other4.51%
Consumer Discretionary3.30%

Fund documents

Frequently Asked Questions

Shariah-compliant equity exposure refers to investments in companies that meet Islamic finance principles, as defined by Shariah screening criteria. These principles generally exclude businesses involved in activities such as alcohol, gambling, conventional financial services, pork-related products, and other non-permissible activities. In addition, companies must typically meet financial ratio screens related to leverage, interest income, and cash holdings. The aim is to construct an equity portfolio that aligns with ethical and religious guidelines while still providing diversified market exposure.

Companies are screened through a combination of business activity filters and financial ratio tests. Business activity screens exclude companies with material exposure to non-permitted sectors such as conventional banking, alcohol, tobacco, gambling, and adult entertainment. Financial screens typically assess leverage levels, interest-bearing income, and liquidity ratios to ensure compliance with Islamic finance principles. Screening methodologies can vary slightly depending on the index provider or Shariah board, but they all follow broadly similar principles grounded in Islamic jurisprudence.

Shariah-compliant indices typically include companies from sectors such as technology, healthcare, industrials, consumer goods, energy, and Shariah-compliant financial structures. The composition tends to be tilted toward growth-oriented sectors, particularly technology and healthcare, due to the exclusion of conventional financial services. Companies are selected not only for sector exposure but also for their compliance with financial screening criteria, which can influence overall sector weights compared with traditional equity benchmarks.

Financial ratios are important because they ensure that companies do not derive excessive income from interest-based activities and maintain acceptable levels of leverage. Common screens include limits on debt-to-assets ratios, cash holdings, and non-compliant income. These constraints are designed to align portfolios with Islamic principles that restrict interest (riba) and excessive leverage, both of which are viewed as inconsistent with Shariah financial principles. As a result, companies must meet both ethical and financial thresholds to be included in Shariah-compliant portfolios.

Shariah-compliant investing differs from traditional equity investing primarily through its ethical and financial screening process. While both approaches invest in publicly listed equities, Shariah-compliant strategies exclude entire sectors and apply additional financial constraints. This can result in different sector allocations, often with lower exposure to financial services and higher relative exposure to technology or healthcare. Performance may also diverge from broader indices depending on sector cycles and compliance-driven exclusions.

Key risks include sector concentration risk, tracking difference versus broad market indices, and exposure bias toward certain growth sectors. Because financial services and other large industries are excluded, portfolios may be less diversified than traditional benchmarks. Additionally, screening criteria may result in higher exposure to specific sectors, which can increase sensitivity to sector-specific cycles. As with all equity investments, macroeconomic conditions, interest rates, and global growth trends also influence performance.

Shariah screens are typically reviewed on a regular basis, often quarterly or semi-annually, depending on the index methodology. Companies are reassessed to ensure continued compliance with both business activity and financial ratio requirements. Changes in company operations, balance sheet structure, or revenue sources can lead to inclusion or exclusion at rebalancing points. This periodic review process ensures that the portfolio remains aligned with Shariah principles over time.

Disclaimer: These FAQs have been generated with the assistance of AI and may contain errors or omissions. They are provided for general information only and do not constitute investment advice, a recommendation, or an invitation to buy or sell any investment.

Knowledge hub

Explore our expert-written monthly fund reports, periodic reviews, and key insights.

Press Coverage

ETF Express

96 per cent of fund selectors set to increase active ETF use: HANetf - ETF Express

Investment Week

TILLIT expands offering of Sharia funds with double addition

Funds Europe

Active ETFs gain momentum as investors shift from mutual funds

Funds Europe

Active ETFs gain momentum as investors shift from mutual funds

Money Week

Where to invest for 2025

Rankia Pro

European Active ETF Flows Surge 64% from Q2 to Q3, According to HANetf’s Quarterly Market Report

About Partner

Saturna Capital’s spirited ethic of philanthropy and community involvement has been a part of their corporate mission and culture since being founded in 1989. Now a ~$9 billion asset management firm, Saturna endeavours to donate at least 5% of its pre-tax profits to local, community-based organizations each year. Saturna maintain a focus on supporting education in communities such as the provision of educational activities at the 133-acre mountain lake facility outside of Bellingham.

How to Buy